Geico Credit Card is maintained by the Merrick Bank. To be eligible to become a Geico Credit Card holder you needs to follow certain rules and regulations.
You have to be the citizen of United States of America, in other words you have to reside in America in order to become a Geico credit card holder.
You also need to have a bank account in the Merrick Bank which is the issuing bank of Geico credit card and you need to be an individual which means that you cannot have corporations, partnerships and other entities.
Geico Credit Card Holder Benefits:
* The Geico credit card holder, approved by the Merrick Bank becomes the owner of an account in the bank and automatically becomes a member of the Geico dollars program. All the Geico credit card holders taking part in the Geico dollars Program becomes eligible to earn Geico dollars.
* The eligible Geico credit card holders then become eligible to deliver Geico dollars in the shape of statement credits. These Geico dollars would be earned on the basis of the use of the card for transactions that are eligible.
* If by any chance the Geico credit card holder is denied of his portion of money that he deserves to get the Merrick Bank’s liability would be limited to the card holder’s earned portion of that benefit. Merrick Bank would never be made responsible for any correspondence delay through mail or loss.
* If a Geico credit card holder voluntarily picks his name out of the program, the dollars which still remain unconverted would be liable to be forfeited.
* The Geico credit card holder would face the sole responsibility of various kinds of taxes like federal tax, local tax or any kind of state tax.
* Geico dollars are earned by purchasing different goods through Geico credit card. A Geico credit card holder for the first three months of the account opening gets back nearly 5 percent of the total spent money on gasoline as cash back policy. After three months the percentage comes down to 3 percent.
* You can earn 1 percent of the total money spent on other goods through Geico credit card.
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